Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$667,716$667,716$674,100
Remaining term (yrs)26.326.330.0
Secondary amount$0$43,834$0
Funding fee$3,339$3,339$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.615%7.640%
1st payment$4,316.04$4,316.04$4,667.33
2nd payment$0.00$433.77$0.00
Taxes / mo$624.17$624.17$624.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$0.00$0.00$0.00
Total monthly$5,156.88$5,590.65$5,642.99
Cash to close$81,284$37,450$74,900