Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,833$163,350
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,129$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$1,498.25$1,131.00
2nd payment$0.00$0.00
Taxes / mo$305.75$305.75
Insurance / mo$150.00$150.00
MI / mo$0.00$32.67
HOA / mo$326.00$326.00
Total monthly$2,280.00$1,945.42
Cash to close$0$18,150