Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$305,351$278,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,527$0
Note rate6.660%7.320%
Blended rate6.660%7.560%
1st payment$2,056.41$1,915.92
2nd payment$0.00$0.00
Taxes / mo$479.50$479.50
Insurance / mo$150.00$150.00
MI / mo$0.00$55.78
HOA / mo$310.00$310.00
Total monthly$2,995.91$2,911.20
Cash to close$4,549$30,990