Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$284,469$292,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,422$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$1,811.18$2,024.59
2nd payment$0.00$0.00
Taxes / mo$354.25$354.25
Insurance / mo$150.00$150.00
MI / mo$0.00$58.48
HOA / mo$2.08$2.08
Total monthly$2,317.51$2,589.40
Cash to close$40,431$32,490