Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,014$273,014$431,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$158,896$0
Funding fee$1,365$1,365$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.814%7.640%
1st payment$1,291.91$1,291.91$2,990.46
2nd payment$0.00$1,059.30$0.00
Taxes / mo$452.83$452.83$452.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,911.41$2,970.71$3,696.34
Cash to close$206,886$47,990$47,990