Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,823$154,823$296,910
Remaining term (yrs)21.421.430.0
Secondary amount$0$142,087$0
Funding fee$774$774$0
Note rate4.440%4.440%7.400%
Blended rate4.440%6.144%7.640%
1st payment$930.28$930.28$2,055.74
2nd payment$0.00$947.25$0.00
Taxes / mo$39.17$39.17$39.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,119.45$2,066.69$2,304.29
Cash to close$175,077$32,990$32,990