Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$121,979$121,979$328,410
Remaining term (yrs)18.918.930.0
Secondary amount$0$206,431$0
Funding fee$610$610$0
Note rate3.930%3.930%7.320%
Blended rate3.930%6.331%7.560%
1st payment$757.97$757.97$2,255.95
2nd payment$0.00$1,333.20$0.00
Taxes / mo$273.50$273.50$273.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,181.47$2,514.67$2,745.13
Cash to close$242,921$36,490$36,490