Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,488$494,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,602$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$3,431.53$3,421.05
2nd payment$0.00$0.00
Taxes / mo$610.25$610.25
Insurance / mo$166.67$166.67
MI / mo$0.00$98.82
HOA / mo$130.00$130.00
Total monthly$4,338.45$4,426.79
Cash to close$28,512$54,900