Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,583$233,583$742,500
Remaining term (yrs)16.516.530.0
Secondary amount$0$508,917$0
Funding fee$1,168$1,168$0
Note rate3.300%3.300%7.320%
Blended rate3.300%6.350%7.560%
1st payment$1,519.95$1,519.95$5,100.46
2nd payment$0.00$3,286.76$0.00
Taxes / mo$416.00$416.00$416.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$110.00$110.00$110.00
Total monthly$2,262.62$5,549.37$5,991.63
Cash to close$591,417$82,500$82,500