Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,316$402,750
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,022$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$2,574.23$2,766.61
2nd payment$0.00$0.00
Taxes / mo$464.92$464.92
Insurance / mo$150.00$150.00
MI / mo$0.00$80.55
HOA / mo$19.58$19.58
Total monthly$3,208.73$3,481.66
Cash to close$43,184$44,750