Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$464,439$453,600
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$2,322$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$3,165.07$3,140.63
2nd payment$0.00$0.00
Taxes / mo$420.00$420.00
Insurance / mo$166.67$166.67
MI / mo$0.00$90.72
HOA / mo$375.00$375.00
Total monthly$4,126.74$4,193.02
Cash to close$39,561$50,400