Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,095$150,095$171,000
Remaining term (yrs)22.322.330.0
Secondary amount$0$30,405$0
Funding fee$750$750$0
Note rate6.950%6.950%7.400%
Blended rate6.950%7.780%7.640%
1st payment$1,102.49$1,102.49$1,183.97
2nd payment$0.00$300.88$0.00
Taxes / mo$80.33$80.33$80.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$34.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,332.83$1,633.71$1,448.50
Cash to close$39,905$9,500$19,000