Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$357,721$357,721$377,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$40,329$0
Funding fee$1,789$1,789$0
Note rate2.860%2.860%7.320%
Blended rate2.860%3.773%7.560%
1st payment$1,651.67$1,651.67$2,590.42
2nd payment$0.00$399.09$0.00
Taxes / mo$325.33$325.33$325.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,127.01$2,526.10$3,141.17
Cash to close$61,279$20,950$41,900