Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$341,540$341,540$656,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$314,560$0
Funding fee$1,708$1,708$0
Note rate3.360%3.360%7.400%
Blended rate3.360%5.465%7.640%
1st payment$1,737.08$1,737.08$4,542.70
2nd payment$0.00$2,031.54$0.00
Taxes / mo$357.92$357.92$357.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.22
HOA / mo$60.42$60.42$60.42
Total monthly$2,372.08$4,403.62$5,308.93
Cash to close$387,460$72,900$72,900