Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$679,352$679,352$1,687,500
Remaining term (yrs)29.429.430.0
Secondary amount$0$1,008,148$0
Funding fee$3,397$3,397$0
Note rate6.110%6.110%7.400%
Blended rate6.110%7.090%7.640%
1st payment$4,145.78$4,145.78$11,683.91
2nd payment$0.00$6,510.96$0.00
Taxes / mo$452.17$452.17$452.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$337.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,814.62$11,325.57$12,690.24
Cash to close$1,195,648$187,500$187,500