Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$427,191$411,300
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.950%7.400%
Blended rate7.500%7.640%
1st payment$2,891.98$2,847.76
2nd payment$0.00$0.00
Taxes / mo$575.00$575.00
Insurance / mo$166.67$166.67
MI / mo$200.24$82.26
HOA / mo$82.00$82.00
Total monthly$3,915.89$3,753.68
Cash to close$29,809$45,700