Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$781,537$781,537$926,100
Remaining term (yrs)27.727.730.0
Secondary amount$0$144,563$0
Funding fee$3,908$3,908$0
Note rate7.020%7.020%7.400%
Blended rate7.020%7.173%7.640%
1st payment$5,331.95$5,331.95$6,412.13
2nd payment$0.00$963.75$0.00
Taxes / mo$857.50$857.50$857.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$185.22
HOA / mo$180.00$180.00$180.00
Total monthly$6,586.12$7,549.87$7,851.52
Cash to close$247,463$102,900$102,900