Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,823$378,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,024$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$2,352.18$2,617.20
2nd payment$0.00$0.00
Taxes / mo$91.33$91.33
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$130.00$130.00
Total monthly$2,723.52$3,064.13
Cash to close$15,177$42,000