Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,749$414,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,159$0
Note rate5.090%7.320%
Blended rate5.090%7.560%
1st payment$2,502.19$2,843.89
2nd payment$0.00$0.00
Taxes / mo$383.33$383.33
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$0.00$0.00
Total monthly$3,052.19$3,476.69
Cash to close$28,251$46,000