Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$248,788$233,100
Remaining term (yrs)22.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.200%7.400%
Blended rate5.050%7.640%
1st payment$1,416.47$1,613.94
2nd payment$0.00$0.00
Taxes / mo$215.83$215.83
Insurance / mo$150.00$150.00
MI / mo$205.17$46.62
HOA / mo$195.00$195.00
Total monthly$2,182.47$2,221.39
Cash to close$10,212$25,900