Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$110,791$110,791$260,910
Remaining term (yrs)11.211.230.0
Secondary amount$0$150,119$0
Funding fee$0$0$0
Note rate6.050%6.050%7.400%
Blended rate6.900%7.533%7.640%
1st payment$1,127.56$1,127.56$1,806.49
2nd payment$0.00$1,000.80$0.00
Taxes / mo$366.25$366.25$366.25
Insurance / mo$150.00$150.00$150.00
MI / mo$132.50$132.50$52.18
HOA / mo$31.67$31.67$31.67
Total monthly$1,807.99$2,808.78$2,406.59
Cash to close$179,109$28,990$28,990