Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$528,847$528,847$566,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$37,253$0
Funding fee$0$0$0
Note rate4.720%4.720%7.400%
Blended rate5.570%5.796%7.640%
1st payment$2,960.20$2,960.20$3,919.56
2nd payment$0.00$279.40$0.00
Taxes / mo$524.17$524.17$524.17
Insurance / mo$166.67$166.67$166.67
MI / mo$403.36$403.36$113.22
HOA / mo$36.00$36.00$36.00
Total monthly$4,090.38$4,369.78$4,759.62
Cash to close$100,153$62,900$62,900