Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$326,371$326,371$404,910
Remaining term (yrs)27.127.130.0
Secondary amount$0$78,539$0
Funding fee$0$0$0
Note rate7.200%7.200%7.320%
Blended rate7.750%7.992%7.560%
1st payment$2,280.73$2,280.73$2,781.45
2nd payment$0.00$589.04$0.00
Taxes / mo$704.33$704.33$704.33
Insurance / mo$150.00$150.00$150.00
MI / mo$154.00$154.00$80.98
HOA / mo$62.00$62.00$62.00
Total monthly$3,351.06$3,940.11$3,778.77
Cash to close$123,529$44,990$44,990