Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$161,138$161,138$256,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$95,362$0
Funding fee$806$806$0
Note rate3.150%3.150%7.400%
Blended rate3.150%5.325%7.640%
1st payment$801.84$801.84$1,775.95
2nd payment$0.00$715.21$0.00
Taxes / mo$214.08$214.08$214.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,165.92$1,881.13$2,191.34
Cash to close$123,862$28,500$28,500