Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$27,904$27,904$116,100
Remaining term (yrs)26.126.130.0
Secondary amount$0$88,196$0
Funding fee$140$140$0
Note rate6.290%6.290%7.400%
Blended rate6.290%8.349%7.640%
1st payment$181.17$181.17$803.85
2nd payment$0.00$661.47$0.00
Taxes / mo$105.25$105.25$105.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$23.22
HOA / mo$358.00$358.00$358.00
Total monthly$794.42$1,455.89$1,440.32
Cash to close$101,096$12,900$12,900