Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$98,377$98,377$215,100
Remaining term (yrs)28.428.430.0
Secondary amount$0$116,723$0
Funding fee$492$492$0
Note rate6.760%6.760%7.400%
Blended rate6.760%7.433%7.640%
1st payment$649.26$649.26$1,489.31
2nd payment$0.00$778.15$0.00
Taxes / mo$553.08$553.08$553.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,352.35$2,130.50$2,235.41
Cash to close$140,623$23,900$23,900