Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,770$353,770$485,910
Remaining term (yrs)29.529.530.0
Secondary amount$0$132,140$0
Funding fee$1,769$1,769$0
Note rate6.360%6.360%7.400%
Blended rate6.360%6.806%7.640%
1st payment$2,211.88$2,211.88$3,364.34
2nd payment$0.00$880.93$0.00
Taxes / mo$192.83$192.83$192.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,571.38$3,452.31$3,821.02
Cash to close$186,130$53,990$53,990