Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$134,100
Remaining term (yrs)26.326.330.0
Secondary amount$0$134,100$0
Funding fee$0$0$0
Note rate6.500%6.500%7.320%
Blended rate7.350%8.000%7.560%
1st payment$0.00$0.00$921.17
2nd payment$0.00$894.00$0.00
Taxes / mo$95.17$95.17$95.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$26.82
HOA / mo$581.00$581.00$581.00
Total monthly$826.17$1,720.17$1,774.16
Cash to close$149,000$14,900$14,900