Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$357,193$359,991
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.320%
Blended rate7.360%7.560%
1st payment$2,415.36$2,472.89
2nd payment$0.00$0.00
Taxes / mo$141.00$141.00
Insurance / mo$150.00$150.00
MI / mo$169.64$72.00
HOA / mo$0.00$0.00
Total monthly$2,876.00$2,835.89
Cash to close$42,797$39,999