Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$446,110$431,999
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.790%7.400%
Blended rate8.340%7.640%
1st payment$3,292.87$2,991.07
2nd payment$0.00$0.00
Taxes / mo$353.25$353.25
Insurance / mo$166.67$166.67
MI / mo$209.85$86.40
HOA / mo$142.33$142.33
Total monthly$4,164.97$3,739.72
Cash to close$33,889$48,000