Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$389,409$389,409$394,155
Remaining term (yrs)27.427.430.0
Secondary amount$0$26,643$0
Funding fee$1,947$1,947$0
Note rate6.820%6.820%7.400%
Blended rate6.820%7.144%7.640%
1st payment$2,616.30$2,616.30$2,729.05
2nd payment$0.00$263.66$0.00
Taxes / mo$364.96$364.96$364.96
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.83
HOA / mo$0.00$0.00$0.00
Total monthly$3,131.26$3,394.92$3,322.84
Cash to close$48,541$21,898$43,795