Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,885$352,885$369,000
Remaining term (yrs)29.329.330.0
Secondary amount$0$36,615$0
Funding fee$1,764$1,764$0
Note rate6.210%6.210%7.320%
Blended rate6.210%6.743%7.560%
1st payment$2,178.41$2,178.41$2,534.77
2nd payment$0.00$362.34$0.00
Taxes / mo$136.75$136.75$136.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,465.16$2,827.50$2,895.32
Cash to close$57,115$20,500$41,000