Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$164,548$164,548$373,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$208,952$0
Funding fee$0$0$0
Note rate3.910%3.910%7.320%
Blended rate4.760%6.433%7.560%
1st payment$1,017.79$1,017.79$2,565.69
2nd payment$0.00$1,349.48$0.00
Taxes / mo$169.33$169.33$169.33
Insurance / mo$150.00$150.00$150.00
MI / mo$152.66$152.66$74.70
HOA / mo$39.00$39.00$39.00
Total monthly$1,528.78$2,878.27$2,998.72
Cash to close$250,452$41,500$41,500