Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,933$319,500
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,600$0
Note rate7.170%7.320%
Blended rate7.170%7.560%
1st payment$2,216.48$2,194.74
2nd payment$0.00$0.00
Taxes / mo$172.33$172.33
Insurance / mo$150.00$150.00
MI / mo$0.00$63.90
HOA / mo$78.67$78.67
Total monthly$2,617.48$2,659.65
Cash to close$35,067$35,500