Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$277,939$269,100
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.880%7.320%
Blended rate7.430%7.560%
1st payment$1,872.54$1,848.53
2nd payment$0.00$0.00
Taxes / mo$395.83$395.83
Insurance / mo$150.00$150.00
MI / mo$130.58$53.82
HOA / mo$377.67$377.67
Total monthly$2,926.62$2,825.85
Cash to close$21,061$29,900