Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$181,676$181,676$286,200
Remaining term (yrs)25.725.730.0
Secondary amount$0$104,524$0
Funding fee$0$0$0
Note rate5.090%5.090%7.320%
Blended rate5.940%6.692%7.560%
1st payment$1,054.54$1,054.54$1,966.00
2nd payment$0.00$696.82$0.00
Taxes / mo$349.75$349.75$349.75
Insurance / mo$150.00$150.00$150.00
MI / mo$137.73$137.73$57.24
HOA / mo$180.00$180.00$180.00
Total monthly$1,872.02$2,568.84$2,702.99
Cash to close$136,324$31,800$31,800