Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$156,888$156,888$225,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$68,112$0
Funding fee$784$784$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.886%7.640%
1st payment$745.61$745.61$1,557.85
2nd payment$0.00$510.84$0.00
Taxes / mo$316.25$316.25$316.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,211.86$1,722.71$2,069.10
Cash to close$93,112$25,000$25,000