Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,430$347,400
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,832$0
Note rate6.180%7.320%
Blended rate6.180%7.560%
1st payment$2,254.93$2,386.40
2nd payment$0.00$0.00
Taxes / mo$192.08$192.08
Insurance / mo$150.00$150.00
MI / mo$0.00$69.48
HOA / mo$0.00$0.00
Total monthly$2,597.01$2,797.96
Cash to close$19,570$38,600