Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$392,179$368,910
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.760%7.400%
Blended rate8.310%7.640%
1st payment$2,886.86$2,554.26
2nd payment$0.00$0.00
Taxes / mo$110.92$110.92
Insurance / mo$150.00$150.00
MI / mo$184.51$73.78
HOA / mo$0.00$0.00
Total monthly$3,332.29$2,888.96
Cash to close$17,721$40,990