Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$696,099$696,099$1,147,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$451,401$0
Funding fee$3,480$3,480$0
Note rate4.670%4.670%7.320%
Blended rate4.670%5.882%7.560%
1st payment$3,876.27$3,876.27$7,882.53
2nd payment$0.00$2,915.30$0.00
Taxes / mo$1,062.50$1,062.50$1,062.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$229.50
HOA / mo$360.00$360.00$360.00
Total monthly$5,515.44$8,430.74$9,751.20
Cash to close$578,901$127,500$127,500