Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$295,813$293,850
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$1,479$0
Note rate6.700%7.320%
Blended rate6.700%7.560%
1st payment$1,999.72$2,018.55
2nd payment$0.00$0.00
Taxes / mo$297.33$297.33
Insurance / mo$150.00$150.00
MI / mo$0.00$58.77
HOA / mo$0.00$0.00
Total monthly$2,447.05$2,524.65
Cash to close$30,687$32,650