Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,201$288,000
Remaining term (yrs)25.130.0
Secondary amount$0$0
Funding fee$1,536$0
Note rate3.090%7.320%
Blended rate3.090%7.560%
1st payment$1,461.55$1,978.36
2nd payment$0.00$0.00
Taxes / mo$570.83$570.83
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$44.33$44.33
Total monthly$2,226.71$2,801.12
Cash to close$12,799$32,000