Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$974,429$899,100
Remaining term (yrs)23.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.730%7.320%
Blended rate4.580%7.560%
1st payment$5,216.56$6,176.19
2nd payment$0.00$0.00
Taxes / mo$832.50$832.50
Insurance / mo$216.67$216.67
MI / mo$799.83$179.82
HOA / mo$0.00$0.00
Total monthly$7,065.55$7,405.18
Cash to close$24,571$99,900