Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,980$313,200
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,640$0
Note rate6.320%7.320%
Blended rate6.320%7.560%
1st payment$2,125.16$2,151.47
2nd payment$0.00$0.00
Taxes / mo$324.58$324.58
Insurance / mo$150.00$150.00
MI / mo$0.00$62.64
HOA / mo$46.00$46.00
Total monthly$2,645.75$2,734.69
Cash to close$20,020$34,800