Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,231$277,231$404,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$126,869$0
Funding fee$1,386$1,386$0
Note rate2.670%2.670%7.400%
Blended rate2.670%4.343%7.640%
1st payment$1,285.78$1,285.78$2,797.91
2nd payment$0.00$845.79$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$510.00$510.00$510.00
Total monthly$2,319.95$3,165.74$3,912.89
Cash to close$171,769$44,900$44,900