Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,447$376,447$499,491
Remaining term (yrs)25.625.630.0
Secondary amount$0$123,044$0
Funding fee$0$0$0
Note rate5.110%5.110%7.400%
Blended rate5.960%6.463%7.640%
1st payment$2,192.95$2,192.95$3,458.37
2nd payment$0.00$820.30$0.00
Taxes / mo$462.49$462.49$462.49
Insurance / mo$166.67$166.67$166.67
MI / mo$285.77$285.77$99.90
HOA / mo$62.00$62.00$62.00
Total monthly$3,169.87$3,990.17$4,249.43
Cash to close$178,543$55,499$55,499