Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,560$135,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,003$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$1,318.70$934.71
2nd payment$0.00$0.00
Taxes / mo$65.83$65.83
Insurance / mo$150.00$150.00
MI / mo$0.00$27.00
HOA / mo$343.00$343.00
Total monthly$1,877.54$1,520.55
Cash to close$0$15,000