Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$494,979$476,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,475$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$2,578.04$3,270.48
2nd payment$0.00$0.00
Taxes / mo$177.75$177.75
Insurance / mo$166.67$166.67
MI / mo$0.00$95.22
HOA / mo$0.00$0.00
Total monthly$2,922.46$3,710.11
Cash to close$34,021$52,900