Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$455,637$440,910
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,278$0
Note rate4.980%7.400%
Blended rate4.980%7.640%
1st payment$2,615.24$3,052.77
2nd payment$0.00$0.00
Taxes / mo$41.42$41.42
Insurance / mo$166.67$166.67
MI / mo$0.00$88.18
HOA / mo$70.67$70.67
Total monthly$2,894.00$3,419.71
Cash to close$34,263$48,990