Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,120$265,500
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.870%7.400%
Blended rate7.420%7.640%
1st payment$1,935.68$1,838.27
2nd payment$0.00$0.00
Taxes / mo$45.42$45.42
Insurance / mo$150.00$150.00
MI / mo$135.12$53.10
HOA / mo$110.00$110.00
Total monthly$2,376.22$2,196.79
Cash to close$4,880$29,500